http://corporate.rayalliance-advisers.com.comAdvisoryIncCopyright 2009 AdvisoryInc.com. All rights reserved.<p>A good financial adviser will try to minimize the financial risks for their client by gaining an understanding of their particular situation and lifestyle goals. This is precisely what is done at RAY Alliance Financial Advisers Pte. Ltd. As well as financial planning, RAY Alliance Financial Advisers engages in life insurance, general insurance, marketing and placement. As the founder, Raymond serves as the managing director. He is an assertive individual with management and entrepreneurial skills. In charge of company operations, he performs all duties as necessary to ensure continued soundness and stability of all business activities/administration.</p><p>Established in 1999, RAY Alliance Financial Advisers's mission is to provide clients with top quality personal financial planning and independent financial advice. As Singapore becomes more developed the client base of RAY Alliance Financial Advisers steadily increases and their team of dedicated professionals has risen to the challenge. Coming from diverse backgrounds, the key team members have the knowledge and expertise to offer very comprehensive, holistic and independent financial planning and advisory. This strong foundation continues to be the strength behind RAY Alliance Financial Advisers Pte. Ltd.</p><p>When Raymond Ng Leong Poh isn’t directing all of his energy toward making sure his team is giving the most educated and informed financial advisement he is a devoted family man. Married to Regina Seng, they have two daughters, Eileen and Sylvia.</p><p>Raymond is an Cerified Financial Planner (CFP^&reg;) by the Financial Planning Association of Singapore (FPAS), a Certified Insurance Professional & a Senior Associate of Australian and New Zealand Institute of Insurance and Finance (ANZIIF). He's also a member of the Court of The Table, MDRT USA.</p>http://raymond.RayAlliance-Advisers.com/AdvisorImages/rayalliance/raymond.jpgRaymondNgManaging Director<p>A good financial adviser will try to minimize the financial risks for their client by gaining an understanding of their particular situation and lifestyle goals. This is precisely what is done at RAY Alliance Financial Advisers Pte. Ltd. As well as financial planning, RAY Alliance Financial Advisers engages in life insurance, general insurance, marketing and placement. As the founder, Raymond serves as the managing director. He is an assertive individual with management and entrepreneurial skills. In charge of company operations, he performs all duties as necessary to ensure continued soundness and stability of all business activities/administration.</p><p>Established in 1999, RAY Alliance Financial Advisers's mission is to provide clients with top quality personal financial planning and independent financial advice. As Singapore becomes more developed the client base of RAY Alliance Financial Advisers steadily increases and their team of dedicated professionals has risen to the challenge. Coming from diverse backgrounds, the key team members have the knowledge and expertise to offer very comprehensive, holistic and independent financial planning and advisory. This strong foundation continues to be the strength behind RAY Alliance Financial Advisers Pte. Ltd.</p><p>When Raymond Ng Leong Poh isn’t directing all of his energy toward making sure his team is giving the most educated and informed financial advisement he is a devoted family man. Married to Regina Seng, they have two daughters, Eileen and Sylvia.</p><p>Raymond is an Cerified Financial Planner (CFP^&reg;) by the Financial Planning Association of Singapore (FPAS), a Certified Insurance Professional & a Senior Associate of Australian and New Zealand Institute of Insurance and Finance (ANZIIF). He's also a member of the Court of The Table, MDRT USA.</p>raymondRayAlliance-Advisers.comAbout Philip, Certified Financial Planner (CFP)http://philip.RayAlliance-Advisers.com/AdvisorImages/rayalliance/philip.jpgPhilipOngDirectorAbout Philip, Certified Financial Planner (CFP)philipRayAlliance-Advisers.comAbout Beng Hui, Chartered Financial Consultant (ChFC) and Charted Life Underwriter (CLU)http://benghui.RayAlliance-Advisers.com/AdvisorImages/rayalliance/benghui.jpgBeng HuiKangSenior PartnerAbout Beng Hui, Chartered Financial Consultant (ChFC) and Charted Life Underwriter (CLU)benghuiRayAlliance-Advisers.comAbout Stanley, Chartered Financial Consultant (ChFC)http://stanley.RayAlliance-Advisers.com/AdvisorImages/rayalliance/stanley.jpgStanleyGuanManager, Financial PlanningAbout Stanley, Chartered Financial Consultant (ChFC)stanleyRayAlliance-Advisers.comAbout Alfred, Associate Manager, Financial Planninghttp://alfred.RayAlliance-Advisers.com/AdvisorImages/rayalliance/alfred.jpgAlfredChongAssociate Manager, Financial PlanningAbout Alfred, Associate Manager, Financial PlanningalfredRayAlliance-Advisers.comAbout Esther, Senior Consultant, Financial Planninghttp://esther.RayAlliance-Advisers.com/AdvisorImages/rayalliance/esther.jpgEstherLeeSenior ConsultantAbout Esther, Senior Consultant, Financial PlanningestherRayAlliance-Advisers.comAbout Kenneth, Associate Financial Planner (AFP)http://kenneth.RayAlliance-Advisers.com/AdvisorImages/rayalliance/kenneth.JPGKennethKhorConsultant, Financial PlanningAbout Kenneth, Associate Financial Planner (AFP)kennethRayAlliance-Advisers.comAbout Ramzan, Consultant, Financial Planninghttp://ramzan.RayAlliance-Advisers.com/AdvisorImages/rayalliance/ramzan.jpgMohdRamzanConsultant, Financial PlanningAbout Ramzan, Consultant, Financial PlanningramzanRayAlliance-Advisers.comAbout Andy, Consultant, Financial Planninghttp://andy.RayAlliance-Advisers.com/AdvisorImages/rayalliance/andy.jpgAndyNahConsultant, Financial PlanningAbout Andy, Consultant, Financial PlanningandyRayAlliance-Advisers.comAbout Lynette, Consultant, Financial Planninghttp://lynette.RayAlliance-Advisers.com/AdvisorImages/rayalliance/lynette.jpgLynetteThumConsultant, Financial PlanningAbout Lynette, Consultant, Financial PlanninglynetteRayAlliance-Advisers.comAbout Jackson, Consultant, Financial Planninghttp://jackson.RayAlliance-Advisers.com/AdvisorImages/rayalliance/jackson.jpgJacksonOngConsultant, Financial PlanningAbout Jackson, Consultant, Financial PlanningjacksonRayAlliance-Advisers.comAbout Jasmine, Associate Wealth Planner (AWP), Consultant, Financial Planninghttp://jasmine.RayAlliance-Advisers.com/AdvisorImages/rayalliance/jasmine.jpgJasmineWongConsultant, Financial PlanningAbout Jasmine, Associate Wealth Planner (AWP), Consultant, Financial PlanningjasmineRayAlliance-Advisers.com Consultant, Financial Planninghttp://noviana.RayAlliance-Advisers.com/AdvisorImages/rayalliance/noviana.jpgXiu HuanLiConsultant, Financial Planning Consultant, Financial PlanningnovianaRayAlliance-Advisers.comAbout Yvonne, Consultant, Financial Planninghttp://yvonne.RayAlliance-Advisers.com/AdvisorImages/rayalliance/yvonne.jpgYvonneLimConsultant, Financial PlanningAbout Yvonne, Consultant, Financial PlanningyvonneRayAlliance-Advisers.comAbout Kamal, Consultant, Financial Planninghttp://kamal.RayAlliance-Advisers.com/AdvisorImages/rayalliance/kamal.jpgKamal ZoraidiRisConsultant, Financial PlanningAbout Kamal, Consultant, Financial PlanningkamalRayAlliance-Advisers.comAbout Ai Li, Consultant, Financial Planninghttp://hoaili.RayAlliance-Advisers.com/AdvisorImages/rayalliance/aili.jpgAi LiHoConsultant, Financial PlanningAbout Ai Li, Consultant, Financial PlanninghoailiRayAlliance-Advisers.comAbout Mark, Consultant, Financial Planning<br /><b>Financial Planning Qualifications</b><ul><li>Risk and Insurance Management, Nanyang Polytechnic (1996)<li>License in Investment Linked Insurances (2003)<li>License in Health Insurances (2003)<li>Financial Advisory Rules & Regulations (2003)<li>License in Collective Investment Schemes (2006)</ul><b>Brief Career History</b><ul> <li>HSBC Insurance Brokers Singapore (1999)<li>India International Insurance (1999 - 2001)<li>Prudential Singapore (2003 - 2005)<li>Citibank Limited Singapore (2005 - 2006)<li>Van Gogh Preferred Banking, ABN AMRO Bank Singapore (2006 - 2007)<li>Ray Alliance Financial Advisers (2007 - Present)</ul>http://mark.RayAlliance-Advisers.com/AdvisorImages/rayalliance/mark.jpgMarkSunderConsultant, Financial PlanningAbout Mark, Consultant, Financial Planning<br /><b>Financial Planning Qualifications</b><ul><li>Risk and Insurance Management, Nanyang Polytechnic (1996)<li>License in Investment Linked Insurances (2003)<li>License in Health Insurances (2003)<li>Financial Advisory Rules & Regulations (2003)<li>License in Collective Investment Schemes (2006)</ul><b>Brief Career History</b><ul> <li>HSBC Insurance Brokers Singapore (1999)<li>India International Insurance (1999 - 2001)<li>Prudential Singapore (2003 - 2005)<li>Citibank Limited Singapore (2005 - 2006)<li>Van Gogh Preferred Banking, ABN AMRO Bank Singapore (2006 - 2007)<li>Ray Alliance Financial Advisers (2007 - Present)</ul>markRayAlliance-Advisers.comBefore becoming an <b>independent financial adviser</b> in late 2007, Jeremy served as an insurance agent since 1993 in a multi-national insurance firm, where he provided financial advice to many of his corporate clients, ranging from F&B to the construction industries. <br> In his course of work as an insurance agent, he earned himself several accolades namely:<ul> <li>Top agent in cases in agency from 1994-1999</li> <li> Qualifier of 50 lives club 1993-1999</li> <li> Qualifier of company's overseas conventions from 1995-1998</li> <li> Winner of Chairman's cup in 1998</li> <li>Winner of Personal Accident jacket in 1996</li></ul> <br> He went on to get his professional Diploma in Life Insurance during his service as an insurance agent. However in 2002, due to personal reasons, he left the life insurance industry. With his passion for the insurance trade still burning in him, he kept his licence as a General Insurance agent so as to continue to keep in touch with his clienteles and provided his independent advice on financial related matters, as well as servicing them in most of their personal and company’s corporate insurances. <br> Before entering the field of an <b>independent financial adviser</b>, Jeremy started a brick and mortar business from scratch, but upon numerous encouragement from ex-colleagues from his former insurance company, he decided to go full time into the financial advisory industry and take a back seat in his <a href="http://theotheressentials.com">entrepreneur start up</a>. <br><br> Though he is currently reaping some rewards of a passive income from the business, Jeremy is not resting on his laurels, as he is one person who believes that an independent financial adviser should not be known just for helping someone do a personal financial planning through insurance policies or investments. Having experienced the pitfalls and successes in his own financial journey, this independent financial adviser wants to share his knowledge on corporate insurances with his clients, as he understands that there are many entrepreneur wannabes out there and also many multi-national companies with massively under insured corporate insurances….however, not many financial advisers have been sharing their experiences in this area. This is where helping his clienteles integrate their dreams with their financial planning & goals is what he hopes to achieve as a qualified <b> independent financial adviser</b>. <br><br> Jeremy has currently commenced a project whereby he's helping many Singaporeans understand their CPF medical plans like Eldershield and Medishield and how to integrate them with their medical plans from private insurers. <br> Some of the financial services and products he currently markets are:<ul> <li>Insurance Planning</li> <li>Investments & Regular Savings Programs</li> <li>Long Term Care (eg CPF Eldershield)</li> <li>Mortgage Insurance</li> <li>Travel, Motor & Home Insurance</li> <li>Hospital &Surgical & Outpatient Insurance (eg CPF Medishield)</li> <li>Alternative Investments (Wine, Land Banking)</li> <li>Mortgage Re-financing</li> <li>Office Insurance</li> <li>D & O Insurance</li> </ul> If you have any queries on the above or on products not listed, feel free to <a href="http://tinyurl.com/yk43wyd">contact him here</a> and he will gladly reply you no later than 2 working days.<br> <center><iframe border='0' width='100%' height='500'' scrolling='no' src='/AdvisorImages/rayalliance/alt/jeremythow.html'></iframe>http://jeremy.RayAlliance-Advisers.com/AdvisorImages/rayalliance/jeremy.jpgJeremyThowConsultant, Financial PlanningBefore becoming an <b>independent financial adviser</b> in late 2007, Jeremy served as an insurance agent since 1993 in a multi-national insurance firm, where he provided financial advice to many of his corporate clients, ranging from F&B to the construction industries. <br> In his course of work as an insurance agent, he earned himself several accolades namely:<ul> <li>Top agent in cases in agency from 1994-1999</li> <li> Qualifier of 50 lives club 1993-1999</li> <li> Qualifier of company's overseas conventions from 1995-1998</li> <li> Winner of Chairman's cup in 1998</li> <li>Winner of Personal Accident jacket in 1996</li></ul> <br> He went on to get his professional Diploma in Life Insurance during his service as an insurance agent. However in 2002, due to personal reasons, he left the life insurance industry. With his passion for the insurance trade still burning in him, he kept his licence as a General Insurance agent so as to continue to keep in touch with his clienteles and provided his independent advice on financial related matters, as well as servicing them in most of their personal and company’s corporate insurances. <br> Before entering the field of an <b>independent financial adviser</b>, Jeremy started a brick and mortar business from scratch, but upon numerous encouragement from ex-colleagues from his former insurance company, he decided to go full time into the financial advisory industry and take a back seat in his <a href="http://theotheressentials.com">entrepreneur start up</a>. <br><br> Though he is currently reaping some rewards of a passive income from the business, Jeremy is not resting on his laurels, as he is one person who believes that an independent financial adviser should not be known just for helping someone do a personal financial planning through insurance policies or investments. Having experienced the pitfalls and successes in his own financial journey, this independent financial adviser wants to share his knowledge on corporate insurances with his clients, as he understands that there are many entrepreneur wannabes out there and also many multi-national companies with massively under insured corporate insurances….however, not many financial advisers have been sharing their experiences in this area. This is where helping his clienteles integrate their dreams with their financial planning & goals is what he hopes to achieve as a qualified <b> independent financial adviser</b>. <br><br> Jeremy has currently commenced a project whereby he's helping many Singaporeans understand their CPF medical plans like Eldershield and Medishield and how to integrate them with their medical plans from private insurers. <br> Some of the financial services and products he currently markets are:<ul> <li>Insurance Planning</li> <li>Investments & Regular Savings Programs</li> <li>Long Term Care (eg CPF Eldershield)</li> <li>Mortgage Insurance</li> <li>Travel, Motor & Home Insurance</li> <li>Hospital &Surgical & Outpatient Insurance (eg CPF Medishield)</li> <li>Alternative Investments (Wine, Land Banking)</li> <li>Mortgage Re-financing</li> <li>Office Insurance</li> <li>D & O Insurance</li> </ul> If you have any queries on the above or on products not listed, feel free to <a href="http://tinyurl.com/yk43wyd">contact him here</a> and he will gladly reply you no later than 2 working days.<br> <center><iframe border='0' width='100%' height='500'' scrolling='no' src='/AdvisorImages/rayalliance/alt/jeremythow.html'></iframe>jeremyRayAlliance-Advisers.comAbout Ellen, Consultant, Financial Planninghttp://ellen.RayAlliance-Advisers.com/AdvisorImages/rayalliance/ellen.jpgEllenGohConsultant, Financial PlanningAbout Ellen, Consultant, Financial PlanningellenRayAlliance-Advisers.comAbout Lawrence, Consultant, Financial Planninghttp://lawrence.RayAlliance-Advisers.com/AdvisorImages/rayalliance/lawrence.jpgLawrenceWongConsultant, Financial PlanningAbout Lawrence, Consultant, Financial PlanninglawrenceRayAlliance-Advisers.comAbout Joseph, Associate Financial Planner (AFP), Consultant, Financial Planninghttp://joseph.RayAlliance-Advisers.com/AdvisorImages/rayalliance/joseph.jpgJosephNeoConsultant, Financial PlanningAbout Joseph, Associate Financial Planner (AFP), Consultant, Financial PlanningjosephRayAlliance-Advisers.comAbout Tah Siang, Consultant, Financial Planninghttp://tahsiang.RayAlliance-Advisers.com/AdvisorImages/rayalliance/tahsiang.jpgTah SiangGohConsultant, Financial PlanningAbout Tah Siang, Consultant, Financial PlanningtahsiangRayAlliance-Advisers.comAbout Caroline, Consultant, Financial Planninghttp://caroline.RayAlliance-Advisers.com/AdvisorImages/rayalliance/caroline.jpgCarolineWongConsultant, Financial PlanningAbout Caroline, Consultant, Financial PlanningcarolineRayAlliance-Advisers.comhttp://samuel.RayAlliance-Advisers.com/AdvisorImages/AdvisorImages/samuel.jpgSamuelTeongConsultant, Financial Planning samuelRayAlliance-Advisers.comAbout Joyce Tay, CFPhttp://joyce.RayAlliance-Advisers.com/AdvisorImages/AdvisorImages/joyce.jpgJoyceTayConsultant, Financial Planning About Joyce Tay, CFPjoyceRayAlliance-Advisers.comAbout Cynthia Tan Mei Penghttp://cynthia.RayAlliance-Advisers.com/AdvisorImages/AdvisorImages/cynthia.jpgCynthiaTanConsultant, Financial Planning About Cynthia Tan Mei PengcynthiaRayAlliance-Advisers.comAbout Renee Leong Lai Yeehttp://renee.RayAlliance-Advisers.com/AdvisorImages/AdvisorImages/renee.jpgReneeLeongConsultant, Financial Planning About Renee Leong Lai YeereneeRayAlliance-Advisers.com